A lot of people do not know that if you are running your business from home that your standard home insurance will not cover you if something happens to a client or visitor to your home while they are in your home.
It is vital that you inform your insurance company if your circumstances change and you start running a business from your home. This type of specialist insurance is one of the many commercial insurance policies that Property Insurance Centre specialise in.
Does working from home affect home insurance?
The answer is Yes. You will need to inform your insurance company that you are working from home and the number of people (customers, suppliers, etc.) that you are going to have calling into your home as this will affect the cost of your combined home and business liability policy. You may also need to take out professional indemnity insurance, employer’s liability insurance and cover for equipment, stock and goods in transit.
How much does business insurance working from home cost?
With over 40 years experience in the Commercial Insurance industry we have access to the major insurance underwriters such as AXA, Ageas, Allianz, RSA, Aviva and Lloyds we are sure that we will get you the best cover and rates available in the UK & Northern Ireland. Our working from home insurance policies start from £300 and they will be combined with our home insurance policies to ensure that you are properly covered and that your insurance company is properly informed of the combined use of your home.
If you are looking for the best rates and cover available speak to Claire, Robert or Gavin today on 0800 085 3761 today.